Types of Housing

The table below sets out the types of housing that frequently appear in our surveys.

Market housingHouses you buy on the open market, with or without a mortgage
Shared ownershipPart buy, part rent. Can be through the ‘Help to Buy’ scheme.
Affordable rentHousing rented through the local authority or a housing association. The rent is capped at 80% of market value.
Rent from private landlordA property rented privately, i.e. not local authority or housing association.
Discount market housingMarket housing sold to buyers at a discount of at least 20% from market value.
First HomesDiscount market housing for first time buyers sold at a discount of at least 30% and subject to a price cap.